3 Avion points for every $1 spent on grocery, dining, food delivery. bank account and credit card balances. , RBC Global Asset Management Inc. 20. 5X Avion points for every $1 spent 1 on:. Exploring the RBC ION+ Visa: A thorough examination of its features and performance for informed decision-making. Get 3,500 Avion points when you get approved for the card. Once you get credit card approval, RBC will reward you with 12,000 welcome Avion points that will appear in your account. With superior roadside assistance 24 hours a day, 365 days a year throughout Canada and the Continental U. Get a 0. ^According to creditcardgenius. Travel redemptions through RBC Travel portal (non-ION cards) 1: Charitable donations: 1: RBC financial products: 0. 50 in credit for the same number of points. RBC ION+™ Visa ‡. 1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. Annual Fee rebated every month for students with eligible accounts. Recommended reading: A look at the new RBC ION and ION+ Visa cards. View Legal Disclaimers. Skip to main content. The RBC ® Avion Visa Infinite † offers the following earning rates:RBC Cash Back Mastercard. RBC ION+ Visa. Earning Avion points with the RBC ION Visa. Grocery—Satisfy your taste buds while earning points on groceries. RBC ION+ Visa: 7,000 Avion: $85: Apply: RBC ION Visa: 3,500 Avion: $67: Apply:Apply for the new RBC ION Visa card Get 6,000 Welcome Avion Points Upon Approval * (Offer expires April 3, 2023). As far as I can tell, the Cash Back. Get a 0. 5 points per $1 spent . FOREX FEES Yes. By Claire Horwood Updated Oct 19, 2023 Fact checked Go to site 7,000 points Rewards 3 points per $1 spent Annual Fee $48 Purchase Interest Rate 20. , Royal Trust Company or The. 5 points per $1 spent . , RBC Direct Investing Inc. AdChoices. It has been provided to help you decide if these coverages meet your needs. Although you earn Avion points with this card, since this is a lower tier RBC…. The RBC ION Visa belongs to the Avion Rewards family. Insurance Coverage For Your Credit Card Balance. Apply by October 31, 2023 ^ Annual fee $0 Additional Cards: $0 Annual interest rate: 19. Up to 2% cash back. The RBC ION Visa card is an entry-level card that earns points in the RBC Avion program, specifically Avion Premium (lower tier) points. RBC will not stop sending me these offers for their ION card which sounds pretty good to me: 3 cents off gas at petro Canada, 1:1 Avion points, or 1:1. Compare. 5 points for every $1 you spend on daily purchases like gas and groceries, 2 points on travel purchased through the CIBC Rewards Centre and 1 point on everything else. Rewards, savings, and more with a student bank account. 3,500 points. 99% on cash advances. Pay With Points. Rewards Up to 3 points per $1 spent . Get 3,500 Avion points when you get approved for the card. Excellent cash back credit card. Review the terms and conditions of the credit card carefully before. Sign in to Online Banking. Apply by December 6, 2023. PDF Form: French. Transfer money between your RBC U. Once you get credit card approval, RBC will reward you with 12,000 welcome Avion points that will appear in your account. With the RBC Visa Classic Low Rate Option, you’ll pay a standard lower rate on both purchases and cash advances. The account offers a $48 rebate (annual fee fully rebated) for: RBC ION+ Visa and WestJet RBC Mastercard card, or $35 rebate (annual fee partially rebated) for: RBC Avion Visa Infinite Privilege, RBC Avion. Then stick with the classic Scotiabank Scene+ Visa Card. Italy. BalanceProtector Max insurance for Your RBC credit card balance. 99% on purchases; 22. Get up to 55,000 Welcome Points. Get 6,000 Avion points on approval with the RBC ION Visa. For complete details of the insurance coverages included with the RBC ION+ Visa card, please review the Certificate of Insurance in its entirety found on theentire balance of the insured item must be paid using your RBC credit card in order for it to be covered. 99% if you reside in Quebec) Additional Fees. Customers looking to pick up an RBC Visa have a handful of options to choose from, including those with cashback offers, travel incentives, low interest, and no-annual fees. The RBC Ion+ Visa is RBC’s new product to replace the old Signature RBC Visa Card, and also earns the new Avion Rewards points. Annual Fee: $0; Purchase Rate: 20. Updated. Apply at an RBC Branch Find an RBC Branch. For RBC cards, that’s 2% per month. A travel medical insurance plan offers you unlimited coverage for eligible emergency medical expenses 2 and 24/7 emergency medical assistance. Get 6,000 Avion points on approval with the RBC ION Visa. Annual Fee: $120 ($50/Additional Card) Interest Rate: 19. 83: Using points for merchandise: 0. RBC ION Visa. Enjoy 6,000 Welcome Avion points upon approval. 99% interest rate on cash advances and balance transfers for the first 10 months. 1. RBC ION Visa. Rewards: Earn 25% extra points on travel-related purchases. , RBC Direct Investing Inc. Issuing an additional card is free of charge. By Sam Bourgi. Upon enrolment, 6,000 (“welcome points”) Avion points will appear within the first two monthly statements. No annual fee; Earn 1. 99% for 10 months balance transfer + cash advance offer. 5 points per $1 spent . The earn rate is decent, the reward categories are pretty cool, and not having any income requirements is a sweet bonus that opens it up to even more users. 1x-1. . RBC Avion. 99%. No annual fee; Earn 1. Feb 5, 2021. $399. Sign into RBC Online Banking only once and access your U. This is not a Certificate of Insurance. Call 1-800-565-3129. Apply by December 6th, 2023. bills and review your transaction history. Up to 55,000 Avion Points — 35,000 upon approval and 20,000 when you spend $5,000 in your first 6 months. For complete details of the insurance coverage included with these credit cards, please review the Certificate of Insurance in its entirety found on the RBC Insurance. 99%. RBC ION Visa. RBC Cash Back Mastercard. recommended credit score: 660. With the RBC ION Visa card, you can earn a welcome bonus of 3,500 Avion points upon approval and get a 0. , protect your family and your vehicle with RBC Road Assist and hit the road with confidence. If you aren't planning on traveling any time soon and just want to rack up points and then switch back over to the Avion card, you can do that. Interest Rates. Compare Credit Cards1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. This presentation will provide a review of global economic conditions that will impact the Canadian economy, interest rates and housing. At either 7,500 points for $175, or 15,000 points for $350, you’ll score a redemption rate of up to 2. Speaker Details:. 25 points per $1 on all purchases. This is not a Certificate of Insurance. 99%;Enjoy 10% cash back on eligible restaurant, bar and food delivery purchases for your first 4 months (up to $500 spend). Annual Fee:RBC ION Visa. 20,000 RBC Avion points upon spending $5,000 in the first six months † The card has an annual fee of $120 †. Get 6,000 Avion points on approval with the RBC ION Visa. We’ve joined up with DoorDash to bring eligible RBC credit cardholders this tasty treat: a complimentary DashPass 1 subscription for up to 12 months * – a value of almost $120! 2 With DashPass, you’ll enjoy unlimited deliveries from qualifying restaurants near you with $0 delivery fees on orders of $15 or more when you pay with your. 5 Avion points for every $1 spent on: Groceries; Transportation, including gas, rideshare, daily public transit, and electric vehicle chargingThe RBC ION Visa is the best entry-level card offered by RBC. The maximum amount of coverage is $50,000, or the equivalent number of Avion points, per RBC ION+ Visa card per calendar year. RBC ION Visa. Contact Us. rankings and reviews. S. Fees of this are: (i) one-time fee of up to 3% of the total purchase amount converted to an Installment Plan, charged within 3 business days from the date of conversion, orMy RBC ION+Visa review up to this point has concentrated on the earn rate and perks. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. This card pays up to 3 Avion points per $1 spent on everyday purchases and offers mobile device insurance, a perk that’s not so common in Canada’s credit card space. Built in 2017, for Canadians by Canadians, creditcardGenius is trusted by more than 152,000 people every month, 42,500 newsletter subscribers, and. Additional cardholder(s), as well as existing cardholders of any RBC credit cards, applying for or transferring to an RBC ION Visa, are not. Benefits of the RBC Avion Visa Infinite card. S. 5 Avion points for every $1 spent on groceries, rideshares, daily transit, digital gaming, streaming, subscriptions and more. RBC Cash Back Mastercard. In the My Services box, select View Your Credit Score. 5 points per $1 spent on groceries, daily transit, rideshares, EV charging, streaming, digital gaming, and subscriptions. For up-to-date information on any advertiser product, please refer to. This offer may not be combined or used in conjunction with any. Bank accounts. 99% purchases; 22. Simple and affordable protection to help ease the burden of outstanding balances of up to $25,000 on your RBC Royal Bank credit card, should the unexpected happen. 20. Visa Cash Back Card. Apply by December 6, 2023. 99% interest rate on cash advances and balance transfers for the first 10 months on approval with the RBC ION Visa. Earn 1. Min. RBC Virtual Visa Debits, Third-party payment Debits, RBC Royal Bank loan payments, RBC Royal Bank mortgage payments, pre-authorized and self-serve RBC Royal Bank credit card payments and contributions to RBC investment accounts (such as GICs, Royal Mutual Funds, Registered Savings Plans, Registered Education Savings Plans, Registered. RBC Bank is running an early year promotion as part of its Avion Rewards program. 20. Purchase Interest Rate 20. 1a; Rides, Gas & EV Charging—Get the most out of trips by earning points on gas, rideshare, daily. You can. 21% compared to just 0. 5% cash back¹ on all. For ages 13+. Sign into RBC Online Banking only once and access your U. RBC ION Visa; RBC ION+ Visa; RBC Business Credit Cards. 5 points per $1 spent . 1a; Rides, Gas & EV Charging—Get the most out of trips by earning points on gas, rideshare, daily. Get a statement credit on your first $250 of qualifying purchases, and 5% on the next $1,250 of qualifying purchases by Jul. 20. Additional cardholder(s), as well as existing cardholders of any RBC credit cards. bills and review your transaction history. Cash Advance: $5. 99% (21. Hometrust. Either switch or be stuck with poor products. Limited time offer. RBC Business Owners will only be able to link up to two (2) Business Credit Cards and one. Should you have an Avion Rewards eligible product, you can simply sign into Avion Rewards through the Avion. The RBC ION Visa is…If you are an RBC ION Visa or an RBC ION+ Visa cardholder, you can redeem your Avion points at the rate of 172 Avion points = $1 CAD towards rail travel. Interest rates: 20. Features and Benefits. *. 50% on all other purchases. Exclusive to RBC cardholders - Get up to 10% back with your eligible RBC debit or credit card 1. Additional Card:$0. 99% on purchases, 22. Annual fee: $0; Rewards category: Rewards credit card; Interest rate: 19. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. Call Toll-Free: 1-866-756-1107. RBC ION Visa. 99% introductory interest rate on cash advances and balance transfers for the first 10 months ^. Get 6,000 Avion points when you get approved for the card. Earn 1 Avion point for every $1 you spend and an extra 25% on eligible travel purchases. DoorDash: Get a complimentary 3-month DashPass subscription,. RBC ION Visa: 6,000 bonus points * 1. 1. Annual fee: $120. Earning Rewards. In the world of travel rewards credit cards that’s nothing spectacular. For the small. Until January 24, 2023, you can increase your value by 25% using one of the following options: RBC Avion Visa cardholders can typically earn $58 for every 10,000 points. 3,500 points. Apply by December 6, 2023; Enjoy 3,500 Avion welcome points upon approval – that’s a value of $25 in gift cards. RBC ION Visa. 0. Updated 08 2023 6 Definitions: DoorDash: means DoorDash Technologies Canada Inc. 1. S. 99%The RBC ION Visa helps you earn rewards on the important purchases you make in your everyday life such as groceries, rideshares, daily transit, digital gaming, streaming and subscriptions. 1. The card is good for people in the following situations: You don’t have a high income – No minimum personal income requirement is needed for this card. 99% introductory interest rate for the first 10 months on balance transfers and cash advances. RBC cardholders, get exclusive offers. Redeem your Avion Rewards points to pay bills, pay down your credit card balance or even send money to friends with Interac e. For an extra $10 a month, card’s. Your guide to the interest rate, fees and features to expect with an AimFinance personal loan. 99% $0 Min. $0 annual fee for the first year ($150 thereafter) Min. RBC has the second worst credit card line up and arguably the worst for everyday spending. 99% for Quebec residents) — on cash advances, an RBC ION+ Visa credit card involves a $48 annual fee (charged monthly). 85: Gift card redemptions:RBC ION Visa. RBC. Language. RBC ION Visa. The RBC ION Visa, (a) 3,500 Avion Points, which can be redeemed for most $25 gift cards, including Petro-Canada gift cards 6, and (b) 25,000 Petro-Points, which can be redeemed for a $25 gift card and used toward $25 off your purchase of fuel or convenience store items at Petro-Canada, when you link your new RBC ION Visa to your Petro-Points. With superior roadside assistance 24 hours a day, 365 days a year throughout Canada and the Continental U. Review the list of items you are allowed to bring into Canada. Tangerine. 3,500 points. No annual fee; Earn 1. 5 points per $1 spent . $139: Earn 1. $4 charged monthly (low Annual Fee of $48) 2. RBC ION Visa product rating: 3. Whether you want a card that rewards you with points you can use towards travel across Canada or beyond or a card that gives you cash back on all of your purchases, we’ve got a selection of credit cards you can choose from. 5x Avion points per $1 spent on groceries, gas, public transit, streaming, digital gaming, and subscription purchases. Make sure you have the right travel insurance—get an online quote or call the Enrollment Centre. BONUS 55,000 Avion. These are cards that you load with funds and use until the loaded money runs out. It’s time to discuss the benefits of your insurance now. Here's what you'll earn for rewards on your purchases: 3. Pay with your new credit card at Lowe’s Rona Réno-Dépôt to get a: Get a 10% statement credit on eligible purchases up to $100 in your first 12 months 1; Opt in to get a 1% statement credit after your first year on all. rankings and reviews. Get 5x more Be Well Points every time you shop at Rexall with your linked RBC Card 58. 5X Avion points for every $1 spent 1 on:. Then, you remove the deductible from this number:RBC ION Visa. ^. 3,500 Avion points (“Welcome Points”) will appear within the first two monthly statements. 8M people since launch. 99% cash advances Income requirement: N/A The RBC ION Visa Card offers 1. and Canadian accounts instantly – for free 8. 1a; Rides, Gas & EV Charging—Get the most out of trips by earning points on gas, rideshare, daily. Sort by: Name Product. 81% for the RBC Rewards+ Visa. Minimum income requirement: $60,000 personal or $100,000 for household income. Enrol your account in the Value Program to get a minimum of 1 Avion point for every $10 you spend in-store and online using your enrolled account. Box 4016 Station A Toronto, ON M5W 2E6 US Visa Gold PaymentsApply for the new RBC ION Visa card Get 6,000 Welcome Avion Points Upon Approval * (Offer expires April 3, 2023). Earning. Depending on how certain merchants are categorized by Visa’s “Merchant. RBC Visa Credit Cards Review. Instead you can do a product switch to the RBC Rewards+ Visa - this is the most basic, no-annual fee Rewards card in RBC'S portfolio. Special Offer. Germany. All first-time FirstReport customers can take advantage of a free 30 day trial today. The RBC Ion program isn't a great program. 7 stars. Get 3,500 Welcome Points and earn 3,500 bonus points when you spend $500 in your first 3 months. Choice of account – Open a TFSA, RRSP, FHSA or non-registered investment account. 99% Cash Advance. The new RBC ION Visa credit card from the Royal Bank of Canada covers the basics if you want a no-annual-fee card that earns competitive rewards. damage to insured items purchased with RBC ION+ Visa card and/or with your Avion® points for ninety (90) days from the date of purchase. The interest rate on this card is 7-9 percentage points lower than most Visa cards, which usually charge 19. Start earning, get perks, have access to exclusive experiences, events and much more. See Coverage Details. 06 Back To Top Partner Benefits Simply link your RBC ION+ Visa credit card to your Petro-Points‡ and pay with your eligible linked RBC card. Up to 3 points per $1 spent. Unlimited withdrawals in Canada 5, including ATM 6, debit transactions and bill payments. recommended credit score: 650. 99% (21. 3,500 points. Annual Fee $0. RBC Avion Visa Infinite Privilege. ^ Earn 1. RBC Royal Bank Visa‡ CreditLine for Small Business ("CLSB") RBC ION Visa; RBC ION+ Visa; Note: Commercial credit cards. It has no annual fee. WestJet RBC ® MasterCard ‡. , protect your family and your vehicle with RBC Road Assist and hit the road with confidence. Earning Avion Points. Click to learn more about this card. Get a statement credit on your first $250 of qualifying purchases, and 5% on the next $1,250 of qualifying purchases by Jul. The RBC ION Visa, (a) 3,500 Avion Points, which can be redeemed for most $25 gift cards, including Petro-Canada gift cards 6, and (b) 25,000 Petro-Points, which can be redeemed for a $25 gift card and used toward $25 off your purchase of fuel or convenience store items at Petro-Canada, when you link your new RBC ION Visa to your Petro-Points. Make sure you have the right travel insurance—get an online quote or call the Enrollment Centre. If you have an RBC ® VIP Banking Account, you’ll be able to get a fee waiver on one of RBC ® ‘s premium credit cards, including this one. 4. There are no blackout dates or advance booking restrictions, even during peak periods. 5 points per $1 spent on groceries, daily transit, rideshares, EV charging, streaming, digital gaming, and subscriptions. 3,500 points. Additionally, students can earn 1. , RBC Global Asset Management Inc. RBC Royal Bank offers you a number of easy ways to make a credit card payment including online, by phone, in branch, at an ATM and. S. 1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. Keep up with your RBC Bank U. opens in a new window. Once you allow the login, you’ll be able to access your account as usual. Upon enrolment, 6,000 (“welcome points”) Avion points will appear within the first two monthly statements. $4 a month ($48 annually) Signature ® RBC Rewards ® Visa. These two cards appear to be replacing the RBC Signature VISA Card and RBC Rewards+ VISA Card. 20. S. RBC ION Visa. RBC ION Visa. The Redemption Schedule allows you to book flights for a fixed number of Points, depending on the travel destination and the price of the airline ticket. , RBC Direct Investing Inc. Formule en format PDF: $0: RBC ION+ Visa: English. RBC ION Visa. Additional cardholder(s), as well as existing cardholders of any. The RBC ION Visa, (a) 3,500 Avion Points, which can be redeemed for most of the $25 gift cards, including Rexall gift cards 6, plus (b) 62,500 Be Well Points, which are worth $25 in value, based on a redemption rate of 25,000 Be Well. 6,000 points. The process of applying for a credit card is relatively simple, with the option to apply online, call a customer representative or head. This card is a game-changer, offering a fantastic 1. Find out if the RBC Visa Classic Low Rate Option is right for you. The RBC cashback card was my first card. BMO. , Royal Trust Company or The. 99%. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. Contact Us. Unfortunately, there is no way to waive the fee completely. S. RBC ION Visa Review The RBC ION Visa is a decent no fee credit card that has a respectable earning rate but limited benefits. The RBC ION Visa, (a) 3,500 Avion Points, which can be redeemed for most of the $25 gift cards, including Rexall gift cards 6, plus (b) 62,500 Be Well Points, which are worth $25 in value, based on a redemption rate of 25,000 Be Well. . 99% (21. In this guide. Monthly fee $4 ($48 annually) Additional Cards: $0 Annual interest. 95% for purchases, balance transfers, and cash advances. Neo. RBC Visa Infinite Avion. View all. Review Methodology Employment Managing Money. 1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. No minimum balance required. RBC ION Visa: 6,000 bonus points * 1. Get 12,000 Avion points on approval with the RBC ION+ Visa. Reviewed By: Jon Macleod Updated on Sep 20, 2022 The RBC ION+ Visa is a low annual fee credit card – one of 2 new credit cards coming from one of the most trusted names in Canadian finance. Read unbiased reviews of the RBC Ion Visa credit card. Cash Advance Rate: 22. Refer to RBC page for up-to-date offer terms and conditions. After setting up 2-Step Verification, you’ll receive a push notification each time you log in to your account. The RBC ION Visa credit card is designed to offer a wide range of rewards and benefits that appeal to a variety of consumers. Enjoy luxury travel benefits and exclusive privileges. Read our full review of these 2. Earn 55,000 sign up bonus points (earn 35,000 upon approval and 20,000 after spending $5,000 in the first 6 months) (apply before April 30, 2023) Normally 15,000 sign up bonus. Add a New Credit Card to Compare. Read More. RBC Avion Visa Infinite Card. Select Region. Search RBC. Estimated Credit Score: 660 - 724. The Royal Credit Line for Students is an easy and flexible way to borrow. Print, complete and sign (make sure both of you sign the form). 1. CIBC Aventura Visa Infinite Privilege Card review. Apply Now. 5 points per $1 spent . 20. A money service business (MSB), it saves you money on each. Low effort – get a professionally managed portfolio of ETFs created for you. 71 cents per point value and if we multiply that by the 1x to 3x points earn rates you are looking at a rate of return of 0. 5X Avion points on: Grocery – Satisfy your taste buds by earning points on groceries; Rides,. Income Requirement: $60,000 Personal, $100,000 Household. ^. 58cpp when redeemed against travel. Unlimited debit transactions in Canada. As a welcome bonus for new cardmembers, you can earn 3,500 Avion Premium points upon approval, † with no minimum spending requirement. Upon enrolment, 6,000 (“welcome points”) Avion points will appear within the first two monthly statements. Jan 8, 2021. You’ll also have to pay a 10% deductible off the depreciated value as well. 99% interest rate on purchases and 22. 99% on. and get a 0. Pay with your new credit card at Lowe’s Rona Réno-Dépôt to get a: Get a 10% statement credit on eligible purchases up to $100 in your first 12 months 1; Opt in to get a 1% statement credit after your first year on all. bank account and credit card balances. Personal / Credit Cards / Cardholders / Manage My Card. 99% interest. Grocery—Satisfy your taste buds while earning points on groceries. Virtual Visa Debit; Direct Deposit; Additional Account Services; Get iPad with an eligible account Credit Cards. 1. The RBC ION+ Visa credit card is a solid choice for individuals who want to earn potential rewards across different spending categories while enjoying various benefits. Interest rates: 20. Petro Canada: By linking your card, you’ll save 3¢/L on fuel and earn 20% more Petro-Points at Petro-Canada. By Claire Horwood. RBC ION Visa Credit Card. Sounds great on the surface until you realize the value of those points are quite weak and you can't do airline transfers to increase. S. Rewards: Earn 3% cash back on high-spend categories. Ends January 31, 2024.